Privacy Policy

1. Introduction

This Privacy Policy describes how we collect, use, store, and protect your personal information when you use our website and services. We are committed to protecting your privacy and handling your data with care and transparency.

2. Information We Collect

We collect the following types of information:

Financial Information

Through our integration with Stripe Financial Connections, we collect and store:

• Bank account numbers
• Bank routing numbers
• Account holder names
• Payment authorization tokens

This information is necessary to process payments and provide our services to you.

Other Information

We may also collect standard information such as your email address, contact details, and usage data to improve our services and communicate with you.

3. How We Use Your Information

We use your information for the following purposes:

• To process payments and charge your account for services rendered
• To maintain and manage your client account
• To communicate with you about your account and our services
• To comply with legal and regulatory requirements
• To prevent fraud and ensure the security of our services

4. How We Store and Protect Your Information

We take the security of your financial information seriously. Your banking information is processed and stored securely through Stripe, a PCI-DSS compliant payment processor that maintains industry-leading security standards.

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction.

5. Data Retention and Deletion

We retain your financial information only for as long as you remain an active client of our services. When you cease to be a client:

• Your bank account numbers and routing numbers are permanently deleted
• Your payment authorization tokens are revoked and removed
• Your account holder name and related financial data are erased from our systems

We may retain certain non-financial information as required by law or for legitimate business purposes, such as resolving disputes or enforcing our agreements.

6. Sharing Your Information

We do not sell, rent, or trade your personal information. We may share your information only in the following circumstances:

• Service Providers: We share information with Stripe to process payments securely on your behalf
• Legal Requirements: When required by law, court order, or government regulation
• Business Transfers: In connection with a merger, acquisition, or sale of assets, subject to confidentiality requirements

7. Your Rights

You have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your information when you are no longer a client
• Object to or restrict certain processing of your information
• Withdraw consent for payment processing (though this may prevent us from providing services)

To exercise these rights, please contact us using the information provided below.

8. Third-Party Services

We use Stripe Financial Connections to securely connect to your bank account. Stripe's privacy practices are governed by their own privacy policy, which can be found at stripe.com/privacy. We encourage you to review their policy to understand how they handle your information.

9. Cookies and Tracking

Our website may use cookies and similar tracking technologies to enhance your experience. You can control cookie settings through your browser preferences.

10. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will take steps to delete such information promptly.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by posting the updated policy on our website with a new "Last Updated" date. Your continued use of our services after such changes constitutes acceptance of the updated policy.

12. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at: